Disclosures
General information regarding the content and services described on this website.
General information
The information on this website is provided for general educational and informational purposes. It does not constitute individualized investment advice, tax advice, legal advice, an offer to buy or sell a security, or a recommendation to purchase or replace an insurance or financial product.
Licensing, registration, and availability
Joseph Di Giulio is presented on this website as a licensed Life & Health Insurance Agent and Investment Adviser Representative. Investment advisory and securities-related services may be offered only by appropriately registered or licensed persons and only in jurisdictions where those services are permitted. Insurance products and services are subject to state licensing, product availability, underwriting, suitability, carrier requirements, and firm approval.
Investment and insurance risk
Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. Insurance and annuity guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Product values, benefits, charges, limitations, and tax treatment vary.
Tax and legal matters
Joseph Di Giulio and THG Financial Strategies do not provide legal or tax advice unless separately authorized and disclosed. Clients should consult qualified legal and tax professionals regarding their individual circumstances.
Firm review
Titles, affiliations, services, website content, and required disclosures should be reviewed and approved by the applicable firm, broker-dealer, investment adviser, insurance agency, carrier, and compliance departments before publication.